Pre-IPO investing is the process of buying shares of a company before they are listed on a stock exchange. These unlisted shares allow investors to enter early, often at a relatively lower valuation, before the IPO launch.
Motilal Oswal Home Finance Limited is a Mumbai-based housing-finance company
promoted by Motilal Oswal Financial Services Limited (MOFSL), offering affordable
home, plot, construction, improvement and extension loans — targeting lower- and
middle-income segments across India.
As of H1 FY25, AUM ~₹4,233 crore, PAT ~₹56 crore; disbursements crossed ₹600 crore;
yield on advances ~13.8% and spread ~5.4%, with net gearing ~1.9× and strong capital adequacy.
Attractive due to backing by a reputed financial-services group, focus on affordable
housing for LMI (lower-middle-income) households, and growing portfolio across under
-penetrated semi-urban and rural markets.
Pre-IPO investing is the process of buying shares of a company before they are listed on a stock exchange. These unlisted shares allow investors to enter early, often at a relatively lower valuation, before the IPO launch.
Early entry at valuations lower than IPO price
High return potential if the company performs well post-listing
Portfolio diversification beyond stocks, SIPs, and ETFs
Access to high-growth sectors like fintech, EV, renewable energy, and FMCG
Wealth creation - past IPOs like Zomato, DMart, and Paytm rewarded early investors
Supremus Angel bridged exclusive Pre-IPO opportunities and retail investors. We provide expert insights, ensuring informed investment decisions for maximum ROI.
Pre-IPO share valuation is based on recent funding rounds, financials, market trends, and peer comparison. We offer valuation analysis for each deal.
Returns vary, but many investors have seen 3x-10x returns in past Pre-IPO cases, depending on timing, company fundamentals, and market momentum.
Capital gains tax on Pre-IPO (unlisted) shares in India:
Short-Term (≤24 months): Taxed as per your income tax slab.
Long-Term (>24 months): Taxed at 20% with indexation.
Supremus Angel dosen't charge any brokerage or service fee rather than pre-ipo share buying prices.
Some Pre-IPO shares may have OTC exit options pre-listing. Post-IPO, shares can be sold after lock-in ends.
Once payment and documentation are done, share delivery typically happens within 24-48 hrs.
Motilal Oswal Home Finance has achieved significant loan growth in FY25, reflecting strong demand in the affordable housing segment. The company's strategic focus on expanding its customer base and enhancing credit offerings has contributed to this upward trajectory.
