HDB Financial Services Ltd., a subsidiary of HDFC Bank, is a leading NBFC in India offering personal and business loans, asset financing, and collection services. A steady performer in the lending space, it presents a compelling Pre-IPO opportunity.
| Company Name | HDB Financial Services Ltd. |
|---|---|
| Promoter | HDFC Bank |
| Est. Year | 2007 |
| Industry | NBFC / Financial Services |
| ISIN No | INE756I01012 |
| Face Value | ₹10 |
| Website Link | Visit Website ↗ |
HDB Financial Services is a well-diversified NBFC, providing secured and unsecured loans to individuals and businesses. With backing from HDFC Bank and a growing nationwide presence, HDB has carved a strong niche in India’s retail finance sector.
HDB boasts consistent revenue and profit growth, driven by its customer-centric loan portfolio and robust risk management. It maintains a strong balance sheet with high credit ratings.
With India’s growing credit demand and rising digital lending adoption, HDB is well-positioned to grow across retail and SME sectors. Its IPO will likely unlock further shareholder value.
HDB Financial Services posted a 25% YoY growth in net profit in FY24, driven by strong loan disbursement and improved asset quality.
Industry reports suggest HDFC Bank may revive the HDB Financial IPO plans in 2025, creating investor anticipation.
HDB is adopting advanced AI/ML tools to digitize loan underwriting, improving speed, accuracy, and customer satisfaction.
